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Real-Time Payments Taking Hold From South Africa to Sweden


The real-time payments landscape is constantly changing. Growth in adoption and transaction volume has been measured across the continents. With the U.S. Federal Reserve’s launch of FedNow, this change seems likely to be a constant.

South Korea, one of the countries this edition focuses on, has the lowest compound annual growth rate (CAGR) of the five nations in our spotlight, but for a good reason: the longevity of its CD/ATM scheme has already allowed it to handle more than 8 billion transactions in 2022. What appears to be more modest growth numbers still indicates that 4 billion more real-time transactions will happen in 2027 than did last year.


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