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Can Blockchain Deliver Speed, Security and Inclusion to Global Payments?


Innovative technology is on the cusp of transforming existing global payments infrastructure.

But unlocking the full potential and capturing the true impact of next-generation value transfer solutions like blockchain-based payment technology will require a winning convergence of behavioral trends, regulatory evolutions and technical transformations.

Pat Thelen, vice president of global account management at Ripple, and Lina Szaks, senior vice president of global operations at employment platform Multiplier, shared with PYMNTS their thoughts on the innovations that promise to revolutionize both money movement and payments infrastructure around the world.

“The future is now,” Thelen explained. “Instant and real-time payments are getting faster around the world. Open banking, embedded payments and solutions like buy now, pay later (BNPL) are all things [across the payments landscape] that we are excited about.”


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