Macha/PAR Online Store
Special Message: Due to the COVID-19 pandemic, all electronic publications will be delivered in two days; all Nacha publications and hard copy publications will be fulfilled within two weeks. We apologize for the delay. If you have any questions, please call.
Macha/PAR offers a wide selection of printed and electronic publications designed to assist you in the development of your electronic payment programs and procedures. These publications were developed with your needs in mind and are available at economical rates.
Are you a Macha Member? Don't forget - one of your many member benefits includes access to a variety of FREE sample forms and agreements. Visit the Members Only tab to view our selection.
Having trouble finding what you are looking for? Please let us know. We may be able to recommend an alternative or implement something in the future.
NACHA Rule Books (4)
**Hard Copy**2021 Nacha Operating Rules & Guidelines in Print - an essential component of every ACH Network participant’s library, as a valuable hard copy reference and a must for important and required contingency planning purposes.
**Online Resource**2021 Nacha Operating Rules & Guidelines Online Resource - an interactive website with easy browsing and searching, customized bookmarking, and copy and printing options. This is a great resource for Corporate Originators!
**eBook/App**2021 Nacha Operating Rules & Guidelines via App - read only, ebook display identical to the hard copy book with access on up to two devices. This is a great resource for Corporate Originators!
Sample Agreements & Policies (5)
Newly Updated to include Same Day ACH Language!This sample agreement includes critical terms and conditions that should be addressed between your financial institution and your ACH originators. Please remember that all contracts and agreements should be reviewed by legal counsel prior to implementation.
Newly Updated to include Same Day ACH Language!The Third-Party Sender Agreement is designed to provide the protection your financial institution needs that no other agreement can deliver. This electronic file contains a customizable Microsoft Word document that includes the critical terms and conditions needed between your financial institution and each third-party sender. Please remember that all contracts and agreements should be reviewed by legal counsel prior to implementation.
Tools & Templates (10)
Audit & Risk Assessment Guides (4)
For Financial InstitutionsThe ACH Audit Guide takes you step-by-step through the ACH audit process. The Guide is based on the Nacha Operating Rules and addresses all the current requirements. Macha publications are only for sale to financial institution members and may not be resold, transferred or assigned.
For Financial InstitutionsThis Guide is designed to help safeguard your financial institution from potential loss. The ACH Risk Assessment will help you determine your potential ACH risks and develop mitigating controls. Macha publications are only for sale to financial institution members and may not be resold, transferred or assigned.
How to Comply with ACH-Related Rules & Regulations - 9th EditionThis comprehensive manual explains the requirements of the Nacha Operating Rules & Guidelines and covers topics such as authorizations, disclosures, processing, funds availability, settlement, error resolution, returns, reversals, retention, audit, all Standard Entry Class Codes and more. It also provides a general overview of related Federal Regulations as well as helpful compliance tips, a resource list, and glossary of terms.
A Guide to Opportunities and ImplementationThis Guide explores the developments made possible by the advent of Same Day ACH. It delves into new product and service opportunities afforded to Financial Institutions with Same Day ACH. The Guide also details the steps to Same Day ACH implementation and preparedness on an operational front.
3rd EditionNew, easy to understand edition. Evaluates the impact of UCC 4A on security procedures and bank/corporate agreements. For financial institutions and corporations that handle ACH wholesale credits.
An Implementation GuideThis publication from Nacha provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Service Provider, acting as a Third-Party Sender, is involved in the origination of transactions through the ACH Network.
A Comprehensive Guide to Mitigating RiskACH participants must take action to control risk in any payment system – including ACH. This edition explains the types of ACH payments risk, assesses the operational implications and provides best practices for developing an effective risk management program. In addition, case studies are included in each chapter to offer realistic examples to assist you in evaluating and implementing your risk control program.
Quick Reference (5)
Proper Usage of A2A, P2P, C2B, and B2BThe new Person-to-Person (P2P) Transfer Rule and the addition of the WEB Credit SEC code have caused a lot of confusion with initiating ACH transfers. This Quick Reference Guide has been created to eliminate the confusion and provide your financial institution with the information you need to properly execute ACH transfers. The easy-to-use Guide has the critical details your financial institution needs to understand and initiate: Account-to-Account (A2A), Person-to-Person (P2P), Consumer-to-Business (C2B), and Business-to-Business (B2B) transfers. NEW! Sample Authorization Forms
Other: Educational Offers (11)
Macha/PAR Members-Only BenefitMacha's Educational Package Plans offer the convenience and cost savings of making a one-time payment for an entire calendar year of training. Think of them as educational season tickets! Any staff member(s), from any department within your organization, may attend Macha training as defined in the plan purchased. Educational Package Plans are a members-only benefit!
PacPay Members-Only BenefitPacPay & Macha's Educational Package Plans offer the convenience and cost savings of making a one-time payment for an entire calendar year of training. Think of them as educational season tickets! Any staff member(s), from any department within your organization, may attend Macha training as defined in the plan purchased. Educational Package Plans are a members-only benefit!
Payments Education Library (19)