PAR/WACHA Online Store
PAR/WACHA offers a wide selection of printed and electronic publications designed to assist you in the development of your electronic payment programs and procedures. These publications were developed with your needs in mind and are available at economical rates.
Are you a WACHA Member? Don't forget - one of your many member benefits includes access to a variety of FREE sample forms and agreements. Visit the Members Only tab to view our selection.
Having trouble finding what you are looking for? Please let us know. We may be able to recommend an alternative or implement something in the future.
NACHA Rule Books (4)
**Online Access Only**This new online interactive Nacha Rules resource contains the Nacha Operating Rules & Guidelines Premium Editions. Each version is a full HTML tool that has been divided into sections for easy browsing and searching of the content. Features include bookmarking, keyword/phrase search, copy/print options, archive access.
**Hard Copy**The NACHA Operating Rules & Guidelines in Print is an essential component of every ACH Network participant’s library, as a valuable hard copy reference and a must for important and required contingency planning purposes.
**App**This fully searchable, portable, Adobe-based product provides convenient, read-only access, with no available print function, to the digital 2019 NACHA Operating Rules & Guidelines — on up to two devices.
Sample Agreements & Policies (6)
Newly Updated to include Same Day ACH Language!This sample agreement includes critical terms and conditions that should be addressed between your financial institution and your ACH originators. Please remember that all contracts and agreements should be reviewed by legal counsel prior to implementation.
Newly Updated to include Same Day ACH Language!The Third-Party Sender Agreement is designed to provide the protection your financial institution needs that no other agreement can deliver. This electronic file contains a customizable Microsoft Word document that includes the critical terms and conditions needed between your financial institution and each third-party sender. Please remember that all contracts and agreements should be reviewed by legal counsel prior to implementation.
Tools & Templates (11)
Special offer: Order by June 30, 2019 to receive a free 1-hour consultation with a Georgeson expert to help implement within your organization.Provided in an electronic format, this manual is designed to assist financial institutions and corporations alike with the creation and documentation of internal unclaimed property policies and procedures. This fully customizable document contains the requirements of unclaimed property policy, reporting process, reporting timeframes, helpful websites, and risk-minimizing guidelines.
Audit & Risk Assessment Guides (5)
How to Comply with ACH-Related Rules & Regulations - 9th EditionThis comprehensive manual explains the requirements of the NACHA Operating Rules & Guidelines and covers topics such as authorizations, disclosures, processing, funds availability, settlement, error resolution, returns, reversals, retention, audit, all Standard Entry Class Codes and more. It also provides a general overview of related Federal Regulations as well as helpful compliance tips, a resource list, and glossary of terms.
Implementation, Best Practices, and Technical SpecificationsThis 4th Edition replaces the IAT Survival Guide 3rd Edition with a version current with the 2014 NACHA Operating Rules & Guidelines. The Guide is designed to assist financial institutions and their corporate accountholders in complying with the rules and regulatory obligations governing the exchange of IAT Entries.
3rd EditionNew, easy to understand edition. Evaluates the impact of UCC 4A on security procedures and bank/corporate agreements. For financial institutions and corporations that handle ACH wholesale credits.
6th EditionACH participants must take action to control risk in any payment system – including ACH. This edition explains the types of ACH payments risk, assesses the operational implications and provides best practices for developing an effective risk management program. In addition, case studies are included in each chapter to offer realistic examples to assist you in evaluating and implementing your risk control program.
Quick Reference (5)
Proper Usage of A2A, P2P, C2B, and B2BThe new Person-to-Person (P2P) Transfer Rule and the addition of the WEB Credit SEC code have caused a lot of confusion with initiating ACH transfers. This Quick Reference Guide has been created to eliminate the confusion and provide your financial institution with the information you need to properly execute ACH transfers. The easy-to-use Guide has the critical details your financial institution needs to understand and initiate: Account-to-Account (A2A), Person-to-Person (P2P), Consumer-to-Business (C2B), and Business-to-Business (B2B) transfers. NEW! Sample Authorization Forms
Other: Educational Offers (8)
Payments Education Library (74)