PAR/WACHA Online Store
Special Message: Due to the COVID-19 pandemic, all electronic publications will be delivered in two days; all Nacha publications and hard copy publications will be fulfilled within two weeks. We apologize for the delay. If you have any questions, please call.
PAR/WACHA offers a wide selection of printed and electronic publications designed to assist you in the development of your electronic payment programs and procedures. These publications were developed with your needs in mind and are available at economical rates.
Are you a WACHA Member? Don't forget - one of your many member benefits includes access to a variety of FREE sample forms and agreements. Visit the Members Only tab to view our selection.
Having trouble finding what you are looking for? Please let us know. We may be able to recommend an alternative or implement something in the future.
NACHA Rule Books (4)
**Hard Copy**2020 NACHA Operating Rules & Guidelines in Print - an essential component of every ACH Network participant’s library, as a valuable hard copy reference and a must for important and required contingency planning purposes.
**eBook**Adobe-based (ebook) product provides convenient, read-only access with search features.
**Web-based**Premium access interactive website is a full HTML5 tool with responsive design allowing for quick reference browsing with copy/printing options and powerful keyword/phrase search and customized bookmarking functionality.
Sample Agreements & Policies (5)
Newly Updated to include Same Day ACH Language!This sample agreement includes critical terms and conditions that should be addressed between your financial institution and your ACH originators. Please remember that all contracts and agreements should be reviewed by legal counsel prior to implementation.
Newly Updated to include Same Day ACH Language!The Third-Party Sender Agreement is designed to provide the protection your financial institution needs that no other agreement can deliver. This electronic file contains a customizable Microsoft Word document that includes the critical terms and conditions needed between your financial institution and each third-party sender. Please remember that all contracts and agreements should be reviewed by legal counsel prior to implementation.
Tools & Templates (10)
Audit & Risk Assessment Guides (4)
For Financial InstitutionsThe ACH Audit Guide takes you step-by-step through the ACH audit process. The Guide is based on the NACHA Operating Rules and addresses all the current requirements. WACHA publications are only for sale to financial institution members and may not be resold, transferred or assigned.
For Financial InstitutionsThis Guide is designed to help safeguard your financial institution from potential loss. The ACH Risk Assessment will help you determine your potential ACH risks and develop mitigating controls. WACHA publications are only for sale to financial institution members and may not be resold, transferred or assigned.
How to Comply with ACH-Related Rules & Regulations - 9th EditionThis comprehensive manual explains the requirements of the NACHA Operating Rules & Guidelines and covers topics such as authorizations, disclosures, processing, funds availability, settlement, error resolution, returns, reversals, retention, audit, all Standard Entry Class Codes and more. It also provides a general overview of related Federal Regulations as well as helpful compliance tips, a resource list, and glossary of terms.
3rd EditionNew, easy to understand edition. Evaluates the impact of UCC 4A on security procedures and bank/corporate agreements. For financial institutions and corporations that handle ACH wholesale credits.
6th EditionACH participants must take action to control risk in any payment system – including ACH. This edition explains the types of ACH payments risk, assesses the operational implications and provides best practices for developing an effective risk management program. In addition, case studies are included in each chapter to offer realistic examples to assist you in evaluating and implementing your risk control program.
Quick Reference (5)
Proper Usage of A2A, P2P, C2B, and B2BThe new Person-to-Person (P2P) Transfer Rule and the addition of the WEB Credit SEC code have caused a lot of confusion with initiating ACH transfers. This Quick Reference Guide has been created to eliminate the confusion and provide your financial institution with the information you need to properly execute ACH transfers. The easy-to-use Guide has the critical details your financial institution needs to understand and initiate: Account-to-Account (A2A), Person-to-Person (P2P), Consumer-to-Business (C2B), and Business-to-Business (B2B) transfers. NEW! Sample Authorization Forms
Other: Educational Offers (8)
Payments Education Library (39)