The National Credit Union Administration's proposed risk-based capital rule could prove costly for many credit unions, forcing them to increase their capital levels by a net $7.3 billion to maintain their current margins above the proposed "well capitalized" thresholds. More
Everyone wants to get the most bang from their buck and, according to NerdWallet, where you live makes difference on how big that bang is. If there are credit unions available in your city, it's likely to make the bang significantly bigger. More
CUNA detailed the common problems and issues faced by consumers at mortgage closings, common errors and changes that have occurred at closings and the resources borrowers use to define unfamiliar loan terms in a Friday letter to the Consumer Financial Protection Bureau. More
The Maine Credit Union League testified before the state Senate last week in support of legislation that would limit patent trolling. Representing Maine credit unions was Quincy Hentzel, the league's director of governmental affairs. More
Joe Bergeron, president of the Association of Vermont Credit Unions, Friday testified before the State Senate Economic Development, Housing and General Affairs Committee in support of legislation to strengthen merchant data security breach standards. More
Credit unions strongly support diversity in the workplace, but CUNA is concerned about the one-size-fits-all approach of a proposed joint agency statement for assessing diversity policies and practices of financial institutions. More
A new small business panel to help consider Home Mortgage Disclosure Act changes, and new resources to help users navigate publicly available HMDA data were announced by the Consumer Financial Protection Bureau on Friday. More
During an appearance for the Cornerstone Credit Union Foundation, personal finance expert Jean Chatzky commended credit unions and what they've done for Americans, especially during the economic downturn. More
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