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10/16/2023

US Banks Brace for Surge in Bad Debt Write-Offs

PYMNTS

The largest U.S. banks are reportedly bracing themselves for a surge in bad debt write-offs, the highest since the early days of the pandemic.

JPMorgan Chase & Co., Citigroup, Wells Fargo and Bank of America are expected to report a combined $5.3 billion in net charge-offs for the third quarter, more than double the figure from a year earlier, Bloomberg reported Wednesday (Oct. 11).

This is happening as interest rates remain elevated and the possibility of an economic downturn looms, with the result that borrowers are finding it increasingly challenging to meet their financial obligations, according to the report. 

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