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12/11/2025

Stolen funds for the holidays: Spot this military bank scam

FTC

People in the military are known for looking out for one another. That’s why scammers set up camp outside military banks pretending to need help — just to get through the holidays. But take a tactical pause. This might be a scammer looking to use your phone to drain your bank accounts. Learn to spot and avoid this scam.

We’re hearing from people who’ve been approached outside a military bank like USAA or Navy Federal. Someone stops them and says they’re in a tough situation, can’t access their bank accounts, and need money for groceries. Sometimes they even have a crying child with them. They’ll ask you to send them a few bucks using the bank’s mobile app.

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