08/06/2026

Forty Percent of Older Workers Have No Retirement Savings

A new analysis from AARP found that 40% of Americans ages 55 to 65 have no retirement savings, underscoring the growing financial challenges facing workers approaching retirement. The findings, based on an analysis of private-sector workers, also show that nearly half of working-age Americans lack access to or participation in a retirement account, with younger workers fairing even worse.

The article notes that many older adults may need to delay retirement or continue working longer than planned due to insufficient savings. Experts point to expanding access to workplace retirement plans and encouraging earlier participation as key strategies to improve retirement security.

Read the original article on Yahoo Finance. 

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