WACHA's Banking Law Information Service provides a valuable resource to WACHA members with regard to payments laws and regulations. Paul Carrubba, Of Counsel, and Scott Jones, Partner in the law firm of Adams and Reese LLP and counsel to WACHA, are available to answer basic payments-related questions FREE OF CHARGE, without establishing an attorney-client relationship. This is an education information service only, not a solicitation for legal services. If you need legal advice or representation concerning a particular factual situation or dispute, you should retain legal counsel.