Time

Title & Session Description

Speaker(s)

10:00 to 10:10 am CT

Welcome

UMACHA

10:10 to 11:00 am CT

Innovating in the Shifting Landscape

Innovation has always been difficult for community financial institutions. Under the new administration, many changes have been started and it is unclear where they will land. What does this new variable add to the innovation equation? How should executives be thinking about managing innovation in the current landscape? This session will be an interactive discussion on how to think about  a few  areas of innovation. Be prepared to ask questions and be asked some questions!

Peter Tapling, Managing Director, PTap Advisory, LLC

11:00 to 11:15 am CT

Transition Break

11:15 to 12:05 pm CT

Vendor Management: Partnering with Fintechs

As more fintechs emerge in the payments industry, FIs have the opportunity to expand their offerings by cultivating meaningful vendor partnerships.  Appropriate oversight and vendor management are crucial, as well as seamlessly passing fintech products through to consumers. Attendees will learn how to set appropriate expectations with your partnering fintechs around rules enforcement, requirements and responsibilities. We will also discuss regulator expectations when it comes to working with fintechs, as well as the key elements of FFIEC Guidance as it relates to vendor management.

Jennifer Miller, AAP, APRP, NCP, PMC, Senior Director of Services, UMACHA

12:05 to 12:35 pm CT

Longer Break

12:35 to 1:25 pm CT

The Evolving Fintech Landscape: Trends, Changes, and Future Projections

In this session, we'll dive deep into the current state of the Fintech industry, examining the significant developments and changes that have shaped the industry. From regulatory shifts to emerging technologies and market disruptions, we’ll explore how Fintech is adapting to an ever-changing global landscape. We’ll also take a forward-looking approach, offering insights into what the next legislative session might bring and which trends are poised to dominate in the near future.

Phil Goldfeder, CEO, American Fintech Council

1:25 to 1:55 pm CT

Longer Break

1:55 to 2:45 pm CT

Understanding the CFPB’s Larger Participant Rule

The Consumer Financial Protection Bureau (CFPB) issued a final rule to define larger participants in the general-use digital consumer payment applications market which became effective in January 2025. Larger participants of this market will be subject to the CFPB’s supervisory authority under the Consumer Financial Protection Act (CFPA).  In this session our speakers will explain the purpose of the rule, scope and requirements of this new rule, and laws that may be part of an examination.  We will also discuss the litigation that has been filed challenging the rule.

Marsha Jones, President, TPPPA 

Carlin McCrory, Associate, Troutman Pepper Locke

2:45 to 3:00 pm CT

Transition Break

3:00 to 3:50 pm CT

Navigating Third-Party Relationships: Insights on Interagency Risk Management Guidance

Stay on top of regulatory expectations with this essential session on the Interagency Guidance on Third-Party Relationships: Risk Management. This discussion will explore what banking organizations need to know about managing third-party risks effectively, including compliance requirements, oversight best practices, and the critical components of a robust risk management program. Gain practical insights to enhance your institution's approach to third-party governance and ensure operational resilience while mitigating risks in a dynamic regulatory environment.

Nanci McKenzie JM, AAP, APRP, Payments Expert Research Division, Federal Reserve Bank of Atlanta

3:50 to 4:00 pm CT

Wrap up

UMACHA