AAP Testing Center - Professional Development

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Become a leader and authority in the electronic payments field! Increase your worth and marketability while your organization benefits from your knowledge!

Since its inception in 1993, the AAP Program has recognized 4,500+ ACH professionals. As an AAP, you will be joining this elite group of highly-skilled professionals who are recognized for their electronic payments expertise and who have a strong competitive edge. As an AAP you are recognized throughout the payments industry as a subject matter expert.

“Examiners view having AAPs on staff as extremely important. AAP is the one certification that regulators view as the payments industry standard for accreditation and ongoing education.”

Tony DaSilva, AAP, CISA
Supervision & Regulation,

Federal Reserve Bank of Atlanta

       "I took the AAP test on October 15 and PASSED!!!!!!!  [I took all of the last week off just to decompress from
       studying for this test!]

       I wanted to THANK YOU and the entire team at SFE that worked on the Summer Study program!  The questions that I got for the actual test were nothing like the practice questions (I swear I didn’t get asked even one IAT question) BUT how the questions were worded and how the questions ‘felt’ was just like the practice tests.

       Again, THANK YOU!  The Study Program was extremely helpful! I also appreciate all of the hard work that has and does go into making it."

       Erica Hare, AAP
       Electronic Funds Specialist
       St. Tammany Federal Credit Union

Prepare for AAP Exam in October. (Select a test date to take the exam from October 7 - 26, 2019.)

We are standing by to help build customized training to suit your learning style and your budget. Please do not hesitate to give us a call to discuss your options. You may also be interested in finding an AAP Buddy to assist in the preparation process.

Plan Your Study Course

SFE's AAP Summer Study Program was designed with the student in mind. This program offers comprehensive knowledge to help you prepare for the AAP exam while providing you with an interactive experience and a valuable support system outside the classroom.

The AAP Exam is offered during the testing window Monday, October 7 – Saturday, October 26. This study program is designed for those planning to take the exam this year. However, attendees can follow the study program for future year testing if desired.

2019 In-Person Workshops

What's New in Payments 2019

8:30 AM to 12:00 PM     *9:00 AM to 12:30 PM

February 5   - Ridgeland, MS
February 6   - Hattiesburg, MS
February 7   - Mobile AL
February 12 - Memphis, TN
February 13 - Baton Rouge, LA*
February 13 - Grenada, MS
February 14 - Jackson, TN
February 14 - New Orleans, LA
February 20 - Jonesboro, AR
February 20 - Lafayette, LA
February 21 - Dyersburg, TN
February 26 - Tupelo, MS

ACH Fundamentals

8:30 AM to 12:00 PM     *9:00 AM to 12:30 PM

March 6   - Crowley, LA
March 6   - Memphis, TN
March 7   - Baton Rouge, LA*
March 7   - Ridgeland, MS
March 12 - Mobile, AL

Advanced ACH Rules Workshop: A Tour of The Rulebook

9:00 AM to 3:30 PM

May 15   - Ridgeland, MS
May 15   - Memphis, TN
May 16 - Baton Rouge, LA

AAP Exam Review

8:30 AM to 12:00 PM     *9:00 AM to 12:30 PM

September 4 - Baton Rouge, LA*
September 5 - Memphis, TN
September 5 - Ridgeland, MS

To register for one of these classes, click on "Education" above. 

SFE's AAP Summer Study Program

SFE's 2019 AAP Summer Study Program will provide additional resources for you to employ in studying for the exam. An interactive program has been developed utilizing an SFE Workbook, reading assignments, quizzes and monthly conference calls. In addition, an Accredited ACH Professional from the SFE staff will be available for email and telephone support.

The 2019 AAP Summer Study Program dates/times:

9:30 AM - 10:00 AM Each Session At Your Desk

June 21
July 26
August 30
October 4

$200 Members
$400 Non-Members

Click Here to Register for the AAP 2019 Study Program!

Suggested AAP Study Publications

(Each publication is individually priced)

2019 NACHA Operating Rules & Guidelines
2019 NACHA Operating Rules & Guidelines - Digital Access
2019 NACHA Operating Rules & Guidelines - Online Only Edition

AAP Flashcards
The ACH Compliance Manual
ACH Product Marketing Handbook for FIs
Revised Uniform Commercial Code Article 4A and the ACH System

AAP Continuing Education Credits

An AAP must earn 60 hours of Continuing Education, with no more than 20 hours earned in any one year, during the five year accreditation period. AAPs also have an option to retest during the fourth or fifth year if the Continuing Education requirements are not met.

  • Filing Deadline Date: March 31st (for prior year)
  • Late Filing Deadline - April 30th (late fee applies)
  • Contact Southern Financial Exchange to request a paper form. Call (800) 626-4733 Ext. 1121 or email tricia@sfe.org
  • AAP Continuing Education Guidelines