group studentsAAP Study Program - Your Path to Becoming an AAP

Your organization benefits from your knowledge! 

The PaymentsFirst AAP study program was designed with the student in mind. This program offers comprehensive knowledge to help you prepare for the AAP exam, while providing you with an interactive experience and a valuable support system outside the classroom. Designed by trainers with an extensive background in electronic payments for aspiring AAP candidates.


4 convenient ways for you to participate, you choose which one works best for you!

  1. All-Inclusive Program includes one Study Prep session, one Test Prep session and the Summer Session
  2. Choose from two In-Person sessions (one Study Prep and/or one Test Prep) that best fit your needs
  3. Join us during the summer session
  4. Self Paced

Syllabus and Study Plan will be available March 15, 2017

Page Index


I want to be an AAP! - Now Available On-Demand


Programs Options

All Inclusive Program Best Value $750/member


Two in-person workshops (one Study Prep and one Test Prep) and the Summer Session designed to get you ready to take the exam. Choose the city nearest you!

In-Person Sessions:

2017 AAP Study Prep

  • Atlanta, GA - April 19-20
  • Birmingham, AL - May 17-18
  • Goodlettsville, TN - May 18-19
  • Sevierville, TN - June 7-8

2017 AAP Test Prep

  • Atlanta, GA - August 16-17
  • Birmingham, AL - Sept. 6-7
  • Goodlettsville, TN - Sept. 27-28


Quizzes to support learning
Email support
Monthly Conference calls

Click here to register for the AAP Study Program

Workshops Only (includes one study guide per participant)

You Choose City and Date nearest you!

AAP Study Prep - $350 member, $700 non-member

  • Atlanta, GA - April 19-20
  • Birmingham, AL - May 17-18
  • Goodlettsville, TN - May 18-19
  • Sevierville, TN - June 7-8

AAP Test Prep - $350 member, $700 non-member

  • Atlanta, GA - August 16-17
  • Birmingham, AL - September 6-7
  • Goodlettsville, TN - September 27-28


Click here to locate and register for a workshop near you

Summer Session - $300 member, $600 non-member

Study guide
Online quiz access
Monthly conference call access during summer session


Click here to register for the AAP Summer Session

Self Study Program - $350 member, $700 non-member

Study Materials
Online quiz access

Click here to register for the AAP Self Study Program

Why Should I Become an AAP?

AAPs are recognized throughout the payments industry as subject matter experts. The AAP designation distinguishes you within your organization and throughout the payments industry as one who has taken the extra step to become an expert in the field.

AAPs are in-demand and are recognized throughout the payments industry as the “go-to” staff member for all things ACH.

Achieving the AAP accreditation clearly demonstrates your commitment and dedication to the payments profession and boosts your profile in any company or government agency.

As long as you remain certified through Continuing Education or retesting, the AAP designation is yours. Holding the AAP designation could open new doors to career growth or opportunities.

AAP Value Proposition for Companies

Having staff on board that have the AAP credential reinforces that your organization is continually at the forefront of the information chain regarding current changes and updates to the NACHA Operating Rules and current Federal and state payments industry regulations. Key areas that your organization will profit from by having AAP-credentialed staff include but are not limited to:

  • Customer Satisfaction
  • Risk Management
  • Cost Control
  • Operational Efficiency
  • Product Development
  • Compliance

Who Should Get Accredited?

Any professional in the payments industry can work toward accreditation. If you’ve worked in ACH for at least two years, you’ll be adding a highly respected qualification to your professional development. if you’re relatively new to the field, you’ll give yourself an edge over the competition. At a minimum, NACHA recommends spending two years working in the payments industry before taking the AAP exam.

Exam Cost and Test Dates

2017 AAP Exam Information

AAP Exam Scheduling Instructions

Registration for the 2017 exam opens Monday, January 16, 2017.

2017 Test Window: Monday, Oct. 9 – Saturday, Oct. 28, 2017

Registration End Date: Friday, Sept. 15
Member: $495
Non-Member: $625

Late Registration Period *: Saturday, Sept. 16 - Monday, Oct. 2
Member: $545
Non-Member: $675

Deferral End Date: Friday, September 22
Member: $125
Non-Member: $125

Late Deferral Period*: Saturday, September 23 - Monday, October 2
Member: $150
Non-Member: $150

Substitution End Date*: Monday, October 2
Member: $90
Non-Member: $90

Cancellation End Date: Friday, September 1

*Absolutely no registrations, deferrals, or substitutions will be processed after the deadline.

>> Register for Exam <<

Recommended Publications

Click here for Suggested Supplemental Resources

2017 NACHA Operating Rules and Guidelines
ACH Pro2017CD
AAP Flashcards
The Regulation E Book Guidelines for ACH Compliance
The ACH Compliance Manual
ACH Marketing Handbook
Revised Uniform Commercial Code Article 4A and the Automated Clearing

*each publication is individually priced


AAP Continuing Education Credits (CECs)

An AAP must earn 60 hours of Continuing Education, with no more than 20 hours earned in any one year, during the five year accreditation period. AAPs also have an option to retest during the fourth or fifth year if the Continuing Education requirements are not met.

Reporting of Credits: Please keep track of continuing education credits earned throughout the year.

  • Filing Deadline Date:  March 31st (for prior year)
  • Late Filing Deadline - April 30th (late fee applies)
  • File Credits online

How do I Earn AAP Credits?

How Many Credits Have I Earned?

This information is at your finger tips.
  1. Log into
  2. Go to Members Only Section 
  3. View/Pay Invoices to see a history of training you attended.
  4. Add up the credits
AAP Credits per training opportunity
One day workshop - 5.4
Webinar - 60 minutes - 1.2 / 90 minutes - 1.8
Solutions Conference - Up to 15 credits
Birmingham Education Event - up to 8.2
Payments Summit - up to 10.2