PALS Courses and Recorded Webinars

This course is customized for beginners, and addresses the basics of the ACH Network. 

Topics discussed include:

• Transaction Flow
• Commonly used Terms/Acronyms
• Standard and Extended Return Timeframes
• Return Item Processing
• Prenotifications and Notifications of Change
• Differences between Consumer and Corporate payments
• Basic Authorization and Retention Requirements

AAP/APRP credits - 0.6

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

Do you have an Origination Agreement? If yes, great! When was the last time you reviewed your agreement? Have you added new products or services since the last “review”? What about Third-Party Senders, have you expanded you origination program to include them? Join us as we conduct a deep dive into the ACH Agreement. Topics will include: 

• What is required by the Nacha Operating Rules to be in an Origination Agreement?
• What “should be included” that is not required?
• Do I need to get a new agreement at each review period?

Join us and let’s ensure that your ACH Agreement is up to date!

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

While the term "ACH File" is commonly recognized in the financial industry and in corporate payable / receivable areas, the process itself is a bit of a mystery to those not on the technical side.  In this course, we will cover the basics and remove the mystery of what is included in "The File" and how it works.  Topics covered include:

• The Sequence of "The Records"
• An Overview of Formatting & Data Specifications
• How the Individual "Records" Work Together and What Information is Included

AAP/APRP credits - 1.0

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

Are you looking to start ACH origination in your institution?  While the process is not complicated, it not just turning on a switch and announcing the service to business clients.  Join us as we spotlight the areas that you want to consider and decisions to be made before "announcing" ACH origination to the world.  We offer some sound business practices that will help start the process and make it successful.

Credits - 0.4

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

Do you have a new employee or someone that needs a little refresher?  Send them to Summer Camp!

This session will cover those special SEC codes that have specific requirements on the financial institutions that send or receive them.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Do you have a new employee or someone that needs a little refresher?  Send them to Summer Camp!

This session will be all about the Written Statement of Unauthorized Debit form. 

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login.  Platinum Training members should use the Single Registration option.

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Join us as we walk through the most used return reason codes, their usage, and the proper return timeframe for each. In part 2, we will continue with the basic return reason codes within the standard return timeframe. Included in this session are:

• R14, R15, R16, R20, R23, R24, R29, R31, R33

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

With an increase in card dispute and fraud claims, institutions want to assist customers with reducing the losses they may incur. During this session we will discuss Card Regulations and Card Network Zero Liability Rules, how these differ, and clear up any confusion surrounding dispute and fraud claims.

Areas Covered in this Session:

• Overview of Card Regulations
• Discuss Card Network Zero Liability
• Scenarios utilizing Card Regulations and Card Network Zero Liability
• Review the differences between Card Regulations and Card Network Zero Liability
• Define Zero Liability coverage versus the Reg E liability schedule
• Distinguish provisional credit timeframes by the applicable governance

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Join us as we walk through the most used return reason codes, their usage, and the proper return time frame for each. In our final session, we will cover the contested dishonored and corrected return reason codes. As with dishonored return codes, these are not as common as those discussed in earlier sessions, many times they are even more confusing due to lack of familiarity with the issue. Included in this session are:

• R71, R72, R73, R74, R75, R76, R77

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Cyber criminals use a variety of methods to steal information and commit fraud.  With financial institutions relying increasingly on internet based products and automation, the amount of data being transferred is staggering.  When you consider that, you can understand why cybersecurity and data protection continues to be a focus of examiners.  Join us as we look at the current state of account takeover and identity theft, topics will include:

• Up-to-date information on identity theft and fraud
• Effects of Economic Impact (Stimulus) Payments
• Unemployment Fraud Scheme
• Best practices to help keep your organization safe

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Why do dishonored and contested dishonored returns cause so many problems? In many cases, it is because they rarely occur. While that may be a good thing, it's not very helpful on the rare occasion that you have to deal with one. This course will walk you through each of the dishonored and contested dishonored returns and provide guidance on how to best handle them when things go wrong.

AAP/APRP credits - 1.0

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

Financial Elder Abuse is viewed as one of the fastest growing crimes in the US.  As of the last census, over 41 million citizens were identified as aged 65 and older.  This represents over 18% of the population.  By 2030, the number could reach almost 75 million! 

Why should you be concerned?  Money!

These individuals hold nearly 70% of all savings deposits in commercial banks, nearly 80% of dollars in savings institutions and 80% own their homes. Because of the vast holdings, these individuals are easy targets for abuse. Bloomberg estimates these losses at almost 37 Billion a year! This session will include:

• What constitutes as financial elder abuse
• Identification of "Mandatory Reporter" (the laws vary by state)
• What you can do to protect these individuals at your institution

AAP/APRP credits -

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

This course will cover the basics of establishing exposure limits. Topics will include:

• The initial analysis and controls
• Establishing and managing exposure limits
• Limit review and monitoring of various metrics

Please note, while not required, it is highly recommended that you complete the Credit Underwriting Course prior to the Exposure Limits Course.  The Credit Underwriting Course will provide some basic information on some of the topics covered with Exposure Limits.

AAP/APRP credits - 0.8

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

What is a fallback transaction? A fallback transaction normally occurs when a chip card, presented at a chip terminal, cannot be read due to a technical issue with the chip which results in the technology “falling back” to a magnetic stripe transaction. During this course you will learn common terms used during EMV fallback, common fallback scenarios, and why EMV transactions fallback to magnetic stripe transactions.

AAP/APRP credits - 0.5

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

A comprehensive overview of the Federal Reserve Bank's Security and Resiliency Assurance Program (SRAP) with time for Q&A. This session is intended to be an informative session where covered organizations can gain a better understanding of the program, how they are affected, what actions need to be taken to comply with the FRBs SRAP requirements, with remaining time for Q&A. The SRAP requirements became mandatory in January 2021, for any organization that implements a FedLine Access Solution and/or user Federal Reserve Bank Services and attestations are required annually.

Speakers:

Michael Ram, CISSP, CFCP, CDPSE - Knowledge Leader in Information Security and Risk Management - Federal Reserve Bank’s Customer Relations and Support Office (CRSO), Federal Reserve Bank of Chicago

Peter Nikoloff - Risk Management Analyst in the FedLine Resiliency & Compliance Group - Federal Reserve Bank’s Customer Relations and Support Office (CRSO), Federal Reserve Bank of Chicago

AAP credits 1.2

APRP credits 1.2

Webinar Recording is available for 90 days from registration.

Recording Only

Member Price: Complimentary!

Click here to register

Federal Government Payments delivered via ACH are subject to specific rules and liabilities outlined within The Green Book.  When it comes to government reclamations, many institutions may find the rules, timeframes and liabilities difficult to understand. This session will highlight the rules, how to limit your liability, and cover the recent updates related to government reclamation.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Financial Institutions can suffer big losses if ACH exceptions are not handled properly. We will discuss the timelines for handling the various types of exceptions, take a close look at some of the new return reason codes and compare R10 and the new R11. Understanding the process and using the proper return reason codes will help minimize risk and liability

AAP/APRP credits - 0.6

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

While the ACH Network is known to be Safe, Convenient and Secure, there are some transactions that while perfectly valid fall into the high-risk classification.  Join us as we look at these types of transactions. 

Topics will include:

• WEB Debits
• TEL Debits
• Third-Party Senders & Nested Third-Party Senders
• Direct Access Participants

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Nacha's Third-Party Sender Registration Rule requires that originating depository financial institutions (ODFI’s) submit and maintain information on every Third-Party Sender with which it maintains a relationship. Identifying Third-Party Sender relationships are also key to ensuring that you have proper risk controls, risk assessments, and agreements are in place. Are you often confused about identifying these important relationships? Join us, as we walk through how to identify a Third-Party Sender and discuss common scenarios involving this relationship.

Areas Covered in this Session:

• Recognize the differences between a Third-Party Sender and a Third-Party Service Provider.
• Learn how to identify Third-Party Sender relationships & Nested Third-Party relationships.
• High-level overview of a Third-Party Sender responsibilities

AAP credits 1.2

APRP credits 1.2

Webinar Recording is available for 90 days from registration

Recording Only

Member Price: Complimentary!

Click here to register

The Nacha Operating Rules spell out specific warranties and liabilities for receiving institutions.  Add to that, the processing requirements, stop payment and return timeframes.  Ensure your compliance with these rules by joining as we cover the following topics:

• Warranties and Liabilities of RDFIs
• Processing and Posting Requirements
• Stop Payment and Return Timeframes

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

As a follow up to our "Instant Payments, Will You Be Ready?" session on March 10th, 2023, a Q&A session was held on Friday, April 28th

Please note, the information provided in the March 10th session was not be repeated, this session was for feedback and follow up questions.  It is expected that each registrant either attended the live session on March 10th or viewed the "Instant Payments, Will You Be Ready?" recording that can be found on the PALS Courses / Recorded Webinars page on our website.

There was NO discussion of pricing.  Conversations regarding pricing should take place between each respective institution and their service provider.

AAP / APRP credits 1.2

Webinar Recording is available for 90 days from registration

Recording Only

Member Price: Complimentary!

Click here to register

5 Amendments to the Nacha Operating Rules effective September 17, 2021

Will Your Originators Need to Review Consumer Debit Authorization Language to Ensure the Minimum Data Elements are Included?

The Rules and process for handling transactions will continue to change within ACH as Nacha looks to improve the user experience. These Rules will be effective September 17, 2021, and are intended to provide clarity with new authorization requirements and flexibility with for the different types of ACH SEC codes.  This session will provide you with the minimum data elements and specifically the five Rules will:

• Explicitly define the use of standing authorizations for consumer ACH debits
• Define and allow for oral authorization of consumer ACH debits beyond telephone calls
• Clarify and provide greater consistency of ACH authorization standards across payment initiation channels
• Reduce the administrative burden of providing proof of authorization
• Better facilitate the use of electronic and oral Written Statements of Unauthorized Debit

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

What happens when you have a new potential origination client? Do you have specific procedures and best practices in place to determine if this client is an appropriate fit for your organization or do you just “wing it”. In order to have a successful origination program, you should have the following:

• Board-approval of Products/Services Offered
• Originator Application
• Application Review Process

Join us as we discuss each of these best practices to create an effective and efficient approval process.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Every ODFI is required by the Nacha Operating Rules to perform proper due diligence on all of its Originators and Third-Party Senders to ensure compliance with the rules.  In addition, the ODFI must:

• Assess the nature of ACH activity and the risks the activity presents
• Establish, implement, and periodically review the exposure limit
• Establish and implement procedures to:
  • Monitor the origination and return activity across multiple settlement dates
  • Enforce restrictions within the Origination Agreement regarding approved entries
  • Enforce the Exposure Limit
  •  

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

We continue to see a dramatic rise in P2P transactions. Perhaps some flowed through your online banking system via Zelle. Maybe they were initiated through another app like Venmo or CashApp. Either way, it can be a bit confusing when those transactions are being disputes. Join us as we sort through the various Terms and Conditions of those products and provide some clarity on how to handle disputes according to Regulation E.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

This session addresses the UCC presentment warranties and the warranties and indemnities made in Regulation CC by presenting banks to the paying bank in the exchange of check images. This session reviews the legal framework governing check, and discusses the warranties, return requirements, and the obligations of each party in the exchange of check and check images.

Speaker: Dal Bolt, NCP, AAP, The Clearing House

AAP/APRP/NCP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

What should we do in the case of an ACH dispute?  Should we use the Nacha Operating Rules or Regulation E?  The answer is … It depends on the timeframe involved.  Join us as we analyze both the Nacha Operating Rules and Regulation E to provide guidance on which one to use in which situation.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Financial institutions must ensure that they are correctly interpreting Regulation E and are compliant with all of the requirements for processing error disputes for debit card transactions and ACH. This course will review the error resolution process and the very specific requirements for disclosing information to your customers during the investigative process. Key topics include:

• Conditions for Consumer Liability
• How to Calculate the Consumer’s Liability
• Timely Notice Given vs Timely Notice Not Given
• Dispute Scenarios Quiz

AAP/APRP Credits - 0.6

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

This course will cover the basics of Same Day ACH, provide questions to consider as you evaluate your usage, the impacts on various participants and an implementation Checklist.

AAP/APRP credits - 0.5

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

While the ACH Rules clearly segregate stop payments and revoked authorizations, Regulation E views both as "stop payments". Join us for a detailed session covering the ins and outs of revoked authorizations and stop payments. The financial institution's responsibility will be discussed in accordance to the NACHA Operating Rules and Guidelines with some reference to Regulation E. The viewer will leave with a clear understanding of the appropriate situations for both types of transactions. Whether you are new to banking or a seasoned employee, this is a session that you do not want to miss.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Most recently, the IRS processed more than 253 million tax returns and other forms and issued more than $452 billion in tax refunds. Incorrect handling of incoming tax refunds can make the Receiving Depository Financial Institution (RDFI) liable and create the possibility for large losses. This webinar covers:

• Rights and requirements of each participant
• Proper handling of deposits for deceased recipients
• Account number and name matching requirements
• Processes for incorrect account numbers
• A review to correctly handle exceptions

This session will help you learn how to minimize your financial institutions liability and understand what to do and not do.

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Are you new to Treasury Management?  Are you unsure about the connection between Treasury Management and the Nacha Operating Rules and Guidelines?  Then you need Treasury Management 101!  This course is the foundation for the basic knowledge needed to build a strong Treasury Management team within your financial institution. 

In the course, you will:

• Learn what Treasury Management is all about.
• Discuss the common Treasury Management products and services offered by financial institutions.
• Develop a better understand of the relationship between Treasury Management and Nacha Operating Rules and Guidelines.
• Understand the importance of educating Originators and financial institution employees.

AAP/APRP credits - 0.5

Course is available for 90 days from start of course

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849 
• Non-Member Registration: $400

Click here to register

Join us as we review best practices and navigate through the changing landscape of unclaimed property and the laws which vary by state. We are going to review common errors made by financial institutions and consumers, with a good summary of compliance best practices for you to review and implement internally.

The speakers for this session were Mike Ryan with Linking Assets Inc. and Michael Unger with Crowe LLP

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Are you struggling to understand what QR Codes are and how they work? What does QR even mean? Join us as we describe in detail a beginner’s look at QR Codes and how this transaction type occurs within seconds. This webinar will leave you confident when questions arise about QR Codes and how they can help your organization thrive.

Areas covered during this webinar:

• Analyze What QR Stands for
• Review The History behind The QR Code
• Understanding The Two Types of QR Codes
• Define How Does a Payment with a QR Code Work
• Examine The Features of a QR Code
• Understand QR Code Generators

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

Vendor Management is a vital part of your organization, and it is crucial to understand the risk vendors can present. During this session, we will discuss the steps needed to better shape your vendor management program and discuss key areas of the lifecycle process.  Adequate due diligence and appropriate controls should be in place. Join us as we discuss what is needed for a strong Vendor Management Program.

Areas Covered in this Session:

• Overview of the Vendor Management Process

• Vendor Management Policy and Procedures as well as what it should include

• Review of Adequate Due Diligence and Appropriate Controls

• Discussion of Contract Provisions, Reviews, and Evaluations

• Why is important to request verification of the annual audit?

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

The upcoming Limitation on Warranty Claims Rule change will significantly impact the length of time an RDFI can make a warranty claim against an ODFI for proof of authorization. This change can shift liability for some transactions from the ODFI to the RDFI.  Changes to Reversal Rules have been approved to help deter and prevent, as much as possible, improper use of reversals. Several changes make up this new Rule including a definition of an Egregious violation as a Class 2 or Class 3 Rules violations with sanctions for violations up to $500,000 per occurrence.   Both of these changes can negatively impact untrained DFIs.  This session will help you understand how to protect your liability and properly handle both warranty claims and reversals. 

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

The Nacha Rules require that an ACH Risk Assessment is performed in conjunction with the ACH Audit.  The ACH Risk Assessment reviews access points, controls, policies, IT security and business continuity. Our trusted team will walk you through some key compliance areas and offer their expertise on what should be included in your ACH Risk Assessment.

Areas Covered in this Session:

• Defining General Requirements of an ACH Risk Assessment
• Summarize Key Regulatory Requirements
• Understanding Risk Rating – Residual & Inherent
• Review of Risk Management Controls and Oversight
• Examine Vital Compliance areas
• Reviewing Sound Business Practices & Recommendations

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

During this session we will discuss the technical requirements, significant controls, and what to expect from your Wire Transfer Audit & Risk Assessment. Our trusted team will walk you through some key compliance areas and offer their expertise on what should be included in your Wire Transfer Audit & Risk Assessment.

Areas Covered in this Session:

• Defining General Requirements of Wire Transfer Audits & Risk Assessment
• Summarize Key Regulatory Requirements
• Understanding Risk Rating – Residual & Inherent
• Review of Risk Management Controls and Oversight
• Examine Vital Compliance areas
• Reviewing Sound Business Practices & Recommendations

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register

International ACH transactions are now regulated under a Rule which requires Gateway Operators to classify payments that are transmitted outside of the territorial jurisdiction of the U.S. as International ACH transactions (IAT). IAT entries are more common every year and subject to both ACH Rules and OFAC. It’s important that your financial institution stay up-to-date on secure and efficient IAT processing. If you have customers transacting business internationally, this session will help you understand the requirements of Originating IAT entries and the countries who support direct bank ACH payments. It will provide information as you consider your options for serving your customer needs.

AAP/APRP credits 1.2

Webinar Recording is available for 90 days from registration

Access to PALS is tied to individual login, Platinum Training members should use the Single Registration option

• Single Registration: $ 149
• Multiple Registrations 2-5: $349
• Multiple Registrations 6-9: $849
• Non-Member Registration: $400

Click here to register