RDC

AgreementsNow! Remote Deposit Capture Agreement

Electronic Format

Electronic Publication: Updated to include expanded security language! A strong legal agreement is as critical to your RDC success as any other component of this popular service. This is a customizable Microsoft Word document that addresses the core terms and conditions between FI and the customer. The agreement covers RDC using Check 21 capabilities, and when combined with our ACH Origination Agreement, covers the use of RDC with the ACH Network.

This publication is formatted as a Word document.

Format: Word

Check/RDC Quick Reference Cards

Electronic Format

Electronic Publication: This handy set of cards explores the commonly used adjustment investigation types, duplicate situations, and how the Regulation CC Remote Deposit Capture (RDC) Indemnity can help, the account holder's duty to discover and report an unauthorized signature or alteration and key elements of the FFIEC Guidance related to RDC. Ensure your staff always has a need-to-know check and RDC information within fingertip reach and stands ready to handle difficult exception items such as altered, counterfeit, and forged checks. Key topics covered include Check 21 expedited recredit provisions, exception holds, return reason codes, commonly used FRB adjustment information and RDC risk management tips.

This publication is formatted as a PDF document. Users must have access to Adobe Reader.

Format: PDF

Image & Remote Deposit Capture (RDC) Guide

Electronic Format

Electronic Publication: This guide contains the following attachments:

51-page Image & RDC Guide for the Financial Institution
Sample Mobile Deposit Risk Management Policy
Sample Merchant Capture Risk Management Policy
Sample Corporate RDC Limit Review Form
Sample Merchant Capture Service Agreement
Sample Mobile Deposit Agreement
Glossary of Terms
Website Links for RDC Resources

Format: PDF/Word

RDC All-in-One Resource Guide

Electronic Format

Electronic Publication: This all-in-one resource provides sample procedures and documentation to help financial institutions effectively implement a Remote Deposit Capture program for consumers and companies. Don't spend your valuable time writing and creating documents! The RDC Resource includes everything you need to establish or enhance your RDC policies, procedures, and risk management:

Legal Governance
Considerations for Remote Deposit Capture Policy and Procedures
Sample Remote Deposit Capture Risk Management Policy
Sample Remote Deposit Annual Review Considerations
Sample Remote Deposit Capture Check Destruction Tracking Log
Remote Deposit Capture Customer Self-Audit Considerations
Remote Deposit Capture Customer/Merchant Audit Considerations
Remote Deposit Capture Training Guide

This resource comes with one license and is intended for use by the purchasing organization only.

This publication is formatted as a PDF document. Users must have access to Adobe Reader.

Format: PDF

Remote Deposit Capture Risk Assessment Workbook

Electronic Format

Electronic Publication: The RDC Risk Assessment Workbook is a comprehensive, easy-to-use tool designed to assist Financial Institutions in addressing their remote deposit capture risk. The Workbook content mirrors the FFIEC Remote Deposit Capture Risk Management Guidance. The Remote Deposit Capture Risk Assessment Workbook guides you in completing the step-by-step risk assessment questions. The user-friendly Excel worksheet questions are easily answered with Yes, No, or Not Applicable and include room for comments, to assist you in developing a comprehensive RDC risk management program. Operations staff, risk managers, compliance officers as well as audit personnel will find this workbook a useful tool.

This publication is formatted as a PDF document. Users must have access to Adobe Reader.

Format: PDF

Note: This publication is copyrighted and the purchase is good for one use. All digital purchases are final.