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AI Enhances Frictionless Transactions

It can give rise to dynamic, passive authentication

Artificial Intelligence (AI) has been a part of the payment security landscape for decades. According to, 75 percent of acquiring banks are already using AI tools in some form within their lines of defense against fraud.

Whenever a consumer uses their payment card, that transaction is evaluated against various risk factors — in real time.

What is different now is that artificial intelligence can give rise to dynamic, passive authentication, across all avenues of commerce. Merchants can alleviate some of the transaction friction which results in satisfied customers which is good for business. But how does AI accomplish this?

Please select this link to read the complete blog post from OSAP Member Infintech.

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