ACH

March 2019

Reg E Remittance Transfer Rules

Fri
22
2019
March 22, 2019
2:00-2:30PM

Webinar

2019 Payments Rules Update

Wed
27
2019
March 27, 2019
3:00-4:00PM

Webinar

April 2019

Regulation E vs. ACH Friends or Foes?

Wed
3
2019
April 3, 2019
3:00-4:00PM

Webinar

Federal Government Reclamations

Fri
5
2019
April 5, 2019
2:00-2:30PM

Webinar

Beneficial Ownership

Wed
10
2019
April 10, 2019
3:00-4:00PM

Webinar

Faster Payments Risk

Fri
12
2019
April 12, 2019
3:00-4:00PM

Webinar

Dormant Accounts & Escheatment Process

Wed
17
2019
April 17, 2019
3:00-4:00PM

Webinar

ACH Rules Enforcement Process

Fri
19
2019
April 19, 2019
2:00-2:30PM

Webinar

Vendor Management (2 Part Webinar Series)

Tue
30
2019
April 30, 2019
3:00-4:00PM

Webinar

May 2019

ECCHO Rule 8 and Rule 9

Fri
3
2019
May 3, 2019
2:00-2:30PM

Webinar

ACH Origination Agreements

Wed
8
2019
May 8, 2019
3:00-4:00PM

Webinar

ACH Basics (3 Part Webinar Series)

Thu
9
2019
May 9, 2019
3:00-4:00PM

Webinar

UCC Warranties

Wed
15
2019
May 15, 2019
3:00-4:00PM

Webinar

Image Quality Standards

Fri
17
2019
May 17, 2019
2:00-2:30PM

Webinar

Introduction to ACH

Tue
21
2019
May 21, 2019
3:00-4:30PM

Webinar

April 2019

Tue
9
2019
April 9, 2019
9:00AM-1:00PM

ODFI Responsibilities & Compliance

Baton Rouge, LA

Wed
10
2019
April 10, 2019
8:30AM-12:30PM

ODFI Responsibilities & Compliance

Memphis, TN

Thu
11
2019
April 11, 2019
8:30AM-12:30PM

ODFI Responsibilities & Compliance

Ridgeland, MS

Tue
16
2019
April 16, 2019
9:00AM-1:00PM

NOC's, Returns & Adjustments

Baton Rouge, LA

Wed
17
2019
April 17, 2019
8:30AM-12:30PM

NOC's, Returns & Adjustments

Hattiesburg, MS

Wed
17
2019
April 17, 2019
8:30AM-12:30PM

NOC's, Returns & Adjustments

Memphis, TN

Thu
18
2019
April 18, 2019
8:30AM-12:30PM

NOC's, Returns & Adjustments

Ridgeland,MS

May 2019

Wed
8
2019
May 8, 2019
9:00AM-1:00PM

ACH Audit & Compliance Workshop

Baton Rouge, LA

Thu
9
2019
May 9, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Crowley, LA

Tue
14
2019
May 14, 2019
9:00AM-3:30PM

Advanced ACH Rules Workshop: A Tour of the Rulebook

Ridgeland,MS

Wed
15
2019
May 15, 2019
9:00AM-3:30PM

Advanced ACH Rules Workshop: A Tour of the Rulebook

Memphis, TN

Thu
16
2019
May 16, 2019
9:00AM-3:30PM

Advanced ACH Rules Workshop: A Tour of the Rulebook

Baton Rouge, LA

Tue
21
2019
May 21, 2019
9:00AM-1:00PM

Payments Fraud

Baton Rouge, LA

Wed
22
2019
May 22, 2019
8:30AM-12:30PM

Payments Fraud

Memphis, TN

Thu
23
2019
May 23, 2019
8:30AM-12:30PM

Payments Fraud

Ridgeland, MS

June 2019

Tue
4
2019
June 4, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Memphis, TN

Wed
5
2019
June 5, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Batesville, MS

Wed
5
2019
June 5, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Biloxi, MS

Thu
6
2019
June 6, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Ridgeland, MS

Wed
19
2019
June 19, 2019
8:30AM-12:30PM

Critical Risk Management for ODFIs

Ridgeland, MS

Wed
19
2019
June 19, 2019
9:00AM-1:00PM

Critical Risk Management for ODFIs

Baton Rouge, LA

Tue
25
2019
June 25, 2019
8:30AM-12:30PM

Critical Risk Management for ODFIs

Memphis, TN

Wed
26
2019
June 26, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Jackson, TN

July 2019

Tue
9
2019
July 9, 2019
8:30AM-12:30PM

ACH Audit & Compliance Workshop

Tupelo, MS

August 2019

Tue
6
2019
August 6, 2019
8:30AM-12:30PM

RDFI Responsibilities & Compliance

Memphis, TN

Wed
7
2019
August 7, 2019
9:00AM-1:00PM

RDFI Responsibilities & Compliance

Baton Rouge, LA

Thu
8
2019
August 8, 2019
8:30AM-12:30PM

RDFI Responsibilities & Compliance

Ridgeland, MS

Tue
13
2019
August 13, 2019
8:30AM-12:30PM

RDFI Responsibilities & Compliance

Crowley, LA

Thu
15
2019
August 15, 2019
8:30AM-12:30PM

RDFI Responsibilities & Compliance

Biloxi, MS

September 2019

Wed
4
2019
September 4, 2019
9:00AM-1:00PM

AAP Exam Review

Baton Rouge, LA

Thu
5
2019
September 5, 2019
8:30AM-12:30PM

AAP Exam Review

Ridgeland, MS

Thu
5
2019
September 5, 2019
8:30AM-12:30PM

AAP Exam Review

Memphis, TN

Tue
10
2019
September 10, 2019
9:00AM-3:30PM

Treasury Day

Ridgeland, MS

Wed
11
2019
September 11, 2019
9:00AM-3:30PM

Treasury Day

Baton Rouge, LA

Thu
12
2019
September 12, 2019
9:00AM-3:30PM

Treasury Day

Memphis, TN

Wed
18
2019
September 18-19, 2019

Payments Summit (2 Days)

Baton Rouge, LA

October 2019

Tue
8
2019
October 8, 2019
8:30AM-12:30PM

ACH Fundamentals

Ridgeland, MS

Wed
9
2019
October 9, 2019
9:00AM-1:00PM

ACH Fundamentals

Baton Rouge, LA

Thu
10
2019
October 10, 2019
8:30AM-12:30PM

ACH Fundamentals

Biloxi, MS

Wed
16
2019
October 16, 2019
8:30AM-12:30PM

ACH Fundamentals

New Orleans, LA

Thu
17
2019
October 17, 2019
8:30AM-12:30PM

ACH Fundamentals

Memphis, TN

Wed
23
2019
October 23-24, 2019

Payments Summit (2 Days)

Memphis, TN

ACH & RDC Board Reporting

On-Demand - AAP Credits 1.2

As the payments industry continues to evolve and risks become more present, regulators wanting to see proof that financial institutions understand their roles at executive levels. The best way to provide this is through documented board approvals and periodic reporting. By attending this session, you will gain a better understanding of board reporting; what to include, areas to highlight and how to justify the risks. We will also cover the basics of a board strategy document, used to inform executive management of the "why" you perform ACH Services and "why" you offer Remote Deposit Capture, whether only receiving or as an Originating institution.



Price:     

ACH Exception Item Handling

On-Demand - AAP Credits 1.2

ACH Exception Item Processing can be confusing and it is important to understand the various processes surrounding ACH Rules. Non-compliance with the rules may lead to rules violations and customer dissatisfaction. This session will cover issues such as Reclamations, Return items and NOCs. We will share tips and ideas other members have used to limit their liability and make their Operations more successful. Let us help increase your knowledge by attending this webcast.



Price:     

ACH Operating Rules (2 Part Series)

On-Demand - AAP Credits 1.8 Each Session

The ACH Operating Rules series is a two-part webcast designed to provide attendees with an in-depth look at the ACH rules, section by section. This program is targeted for those not familiar with the rule book, or those who need to have a better understanding of how to use the rule book as a reference.



Price:     

ACH Policies & Procedures (2 Part Series)

On-Demand - AAP Credits 1.2 Each Session

In today's environment of rapidly evolving financial regulations, keeping current with ACH-related requirements can be a challenge. Regulators at both state and federal levels require Board-approved policies to define the scope, strategy, and risk tolerance of an organization's ACH service. Good procedures can reduce your exposure to Operating Risk. This two-part ACH Policies & Procedures webcast series will put you on the path to developing your own policies and procedures documents.



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ACH Risk for ODFIs

On-Demand - AAP Credits 1.2

Being an ODFI can be risky if you do not have the right tools.  Financial institutions of all sizes need to manage risk to minimize potential losses.  Rapid growth, new and evolving products and consumer transfer applications are prevalent ACH trends representing increased risk for ODFIs.  The ACH Rules require every financial institution to perform an ACH Risk Assessment.  This webcast will cover risks associated with being an ODFI, as well as steps to mitigate these risks.



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ACH Risk for RDFIs

On-Demand - AAP Credits 1.2

RDFIs of all sizes need to be aware of their ACH risk factors.  The ACH Rules require every financial institution to perform a Risk Assessment related to their activities within the ACH Network.  Proper processing of return items, timely posting of ACH transactions and the exceptions related to Federal Government transactions are just a few of the risks faced by RDFIs.  This webcast will cover risks associated with processing transactions from the RDFI side as well as how to mitigate these risks.



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ACH Security Framework

On-Demand - AAP Credits 1.2

In 2013 NACHA implemented the ACH Security Framework designed to protect the security and integrity of certain ACH data throughout its lifecycle. It establishes minimum data security obligations for ACH, all Network participants and requires each participating Depository Financial Institution, Third Party Sender, and Third Party Provider to verify they are compliant in their annual ACH Rules Audit. This session discusses sound practices to consider in helping your institution comply.



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Basics of ACH Origination

On-Demand - AAP Credits 1.2

Is your financial institution new to originating ACH transactions? Or, are you considering implementing ACH Origination in the near future? If either of these apply, this session is for you. This webinar provides an overview of the many factors you must consider when implementing ACH Origination processes within your organization. We will discuss the warranties and liabilities of becoming an ODFI and risk mitigation tools to protect your from fraud and loss.



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Bits N Bytes (2 Part Series)

On-Demand - AAP Credits 1.8 Each Session

This two-part series is designed to give you the technical understanding needed to confidently review ACH files. Covered in this class will be such topics as file layouts, field definitions and requirements, data acceptance specifications and more. This seminar is essential for anyone supporting ACH services or wanting greater ACH expertise.



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Building Successful Treasury Management Solutions

On-Demand - AAP Credits 1.2

Offering treasury management services can help meet the needs of your commercial clients, attract new business opportunities and create non-interest income for your institution. What treasury management solutions do your customers' demand? And, how can you stay abreast of changing expectations and the fast-moving payments industry to continually service your business portfolio? Learn how to build a treasury management offering that will meet the needs of your client base.



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Compliance Beyond the ACH Rules

On-Demand - AAP Credits 1.2

Complying with the ACH Rules involves more than just studying the ACH Rulebook. This session discusses the related rules and regulations for a comprehensive ACH compliance program, including handling international ACH transactions, reclamations, required disclosures, and the differences between the ACH Rules and Reg. E.



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eCheck Applications

On-Demand - AAP Credits 1.1

This webcast is a comprehensive overview of the ACH rules governing check conversion. We will discuss each participant's rights, responsibilities and obligations. We will also discuss operational procedures, return options and how you can explain these items to consumers. In addition, we will discuss the ODFI/Originator requirements specific to the various check conversion options and check conversions' distinguishing characteristics from Remote Deposit Capture.



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Essentials of ACH

On-Demand - AAP Credits 1.4

This webcast focuses on the essentials of ACH, including a brief history of the Network and defining the parties of ACH transactions.  We will also discuss the transaction flow and settlement process. In addition, we will cover many aspects of exception item processing, including stop payments vs. authorization revoked and unauthorized debits. This is a basic overview of ACH and is intended for individuals new to ACH operations, front line staff and individuals wanting to learn more about ACH.



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Essentials of Regulation E

On-Demand - AAP Credits 1.2

Federal Regulation E sets forth the requirements of the Electronic Funds Transfer Act (EFTA). This webcast will discuss the impact of the regulation for the financial industry as it relates to consumer rights. We will cover your financial institution's obligation to investigate consumer disputes and other topics to help you comply with Federal Regulation E.



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Faster Payments Risk

On-Demand - AAP Credits 1.2

As the U.S. forges into a new era of Payments, SFE will be there to help guide you along the way.



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Federal Government Payments

On-Demand - AAP Credits 1.0

This session discusses the processing of Federal Government ACH payments. Understanding the fundamental differences of Federal Government Payments will impact a financial institution’s ACH operations and assist in preventing unnecessary losses. This session will cover important topics such as automated enrollment (ENR), paper and paperless enrollments, notifications of change (NOC), death notification entries (DNE), return items and most importantly, reclamations.

 



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Federal Government Reclamations

On-Demand - AAP Credits 0.6

The Federal Government uses Reclamations to recover benefit payments made via ACH to an account of a recipient who died or who has become legally incapacitated. Timing and accuracy are crucial when dealing with this sensitive process. Under 31 CFR 210, your Fed accounts may be debited the full amount of Reclamations if proper procedures are not followed, but a few simple procedures can dramatically reduce your financial institution's liability.



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FIS Faster Payments Success Guide

Complimentary Webinar hosted by FIS - Recording Available until November 30, 2018

The FIS Faster Payments Success Guide is our answer to industry partners who are evaluating the acceleration of payment communication, settlement, processing and reconcilement. These partners will be pleased to learn how this initiative impacts, and determines which use cases best align with, their unique strategies.

Listen to this complimentary webinar recording to learn more about these faster payments - examine how various solutions can equip you with the infrastructure and support to confidently enter into the faster payments ecosystem.

Click Here to Get the Recording

Please note: SFE is not the host of this webinar. All questions regarding content and recording access should be sent to James Whittaker at FIS.



Price: $0.00    

How Can "Request for Pay" Unlock the Value for Real Time Payments?

Complimentary Webinar hosted by ACI - Recording Available until November 30, 2018

ACI Worldwide, Vocalink, and The Clearing House discuss how "Request for Pay" can benefit banks in the U.S. and globally.

Click Here to Get the Recording

Please note: SFE is not the host of this webinar. All questions regarding content and recording access should be sent to Zhenya Winter at ACI.



Price: $0.00    

The Cardless Evolution

Complimentary Webinar hosted by Fiserv - Recording Available until November 30, 2018

Recent data reveals cash continues to play a meaningful role in the U.S. payments landscape. This contradicts the assumption that the importance of cash would significantly diminish as new payment options emerged.

Join this webinar to learn the numerous reasons why consumers might need instant card-free cash access – lost, stolen or forgotten cards or simply for convenience, card-free ATM access is a must-have for your organization.

Click Here to Get the Recording

Please note: SFE is not the host of this webinar. All questions regarding content and recording access should be sent to Linda Hall at Fiserv.



Price: $0.00    

Healthcare Payments

On-Demand - AAP Credits 1.0

The Department of Health and Human Services issued the interim final rule on Healthcare EFT & ERA Operating Rules. Be aware of this recent legislation impacting the healthcare industry. Hear how to best prepare your staff to provide answers to customers. Learn how to leverage the emerging client market. Take advantage of this educational event as knowledge experts review the impact of the Healthcare EFT & ERA Operating Rules.



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International Payments & IAT

On-Demand - AAP Credits 1.8

This 90-minute session will provide an introduction to International Payments with special emphasis on the ACH standard entry class code IAT (International ACH Transaction), which went into effect on September 18, 2010.  IAT is the single biggest Rules change in the history of NACHA.  Participants in this class will get a high level overview of IAT with discussion about how it has impacted every financial institution in the United States.



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Key Elements in an ACH Risk Management Program

On-Demand - AAP Credits 1.2

This session will examine components of an ODFI risk assessment while highlighting some less-than-obvious considerations. Have you really thought of everything from the ODFI perspective? Have you considered every area-from systems to vendors, compliance to legal, and operations to credit? Reviewed third-party processors and senders? This session enables you to answer such questions as: Did I consider that in our risk assessment? Should I revisit our existing assessment? Am I really prepared to share this with our audit group? What about the regulators?



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Marketing ACH Products To Business Clients

On-Demand - AAP Credits 1.2

ACH Origination is a key tool for business. Payroll, vendor payments and collections are just a few of the benefits of using this low-cost network. As a financial institution, how are you marketing this to your clients? This session is designed to give Sales staff the knowledge and tools to sell ACH services, in a way that keeps both sides educated and helps further build the relationships between financial institutions and your business clients.



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NACHA Adjustment Entries vs. Regulation E

On-Demand

Both NACHA Rules and Regulation E detail procedures for resolving situations involving “unauthorized” consumer transactions, but the procedures, time frames, and financial institution obligations are significantly different. This session explains the key differences and suggests operational procedures and best practices.



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New NACHA Return Rules - Risk Enforcement & Quality

On-Demand - AAP Credits 1.8

NACHA recently passed two Rules amendments. The first lowers existing return rate thresholds, establishes return rate levels for "administrative returns" and an overall return rate level. The second creates an Unauthorized Entry Fee which establishes fees paid by the ODFI to the RDFI. These rules will impact every participate in the ACH network.



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Payment Systems Rules & Regulations: ACH

On-Demand - AAP Credits 1.0

This session provides a basic high-level overview of 13 Rules and Regulations that govern the ACH Network to help reduce operational risk and financial loss resulting from noncompliance. Ideal for anyone new to the ACH Network or those preparing for the AAP Exam, attendees will identify the Network's governing Rules and Regulations, determine how they impact ACH transactions and be able to apply them to real-life situations.



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Prerequisites of ACH Origination for Credit Unions

On-Demand - AAP Credits 1.0

This session is designed to assist any credit union, large or small, in evaluating the first steps of becoming an ODFI, including topics to address before making the decision to offer ACH Origination services. Chapters of this self-paced exercise outline the key benefits of ACH Origination to help you determine if ACH origination is an appropriate offering for your credit union. We will summarize associated risks and mitigation techniques, review applicable rules and regulations, staff considerations and technologies needed.



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RDFI Returns

On-Demand - AAP Credits 1.0

This session evaluates RDFI processing options particularly related to non-post ACH entries. Evaluate RDFI rights as defined by the ACH Rules for handling non-post ACH entries, determine how to appropriately respond to ACH exceptions in a timely manner to limit liability, and potential for loss and define the proper use of 2-day ACH return reason codes.



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Real-time Payments Operations & Implementation

On-Demand - AAP Credits 1.2

As the U.S. forges into a new era of Payments, SFE will be there to help guide you along the way.



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Real-time Payments Rules & Compliance

On-Demand - AAP Credits 1.2

As the U.S. forges into a new era of Payments, SFE will be there to help guide you along the way.



Price:     

Recalls, Reversals & Rejects

On-Demand - AAP Credits 0.7

Do you understand the difference between a Reversal and a Recall? How about the difference between a Return and a Reject? When can a Recall be done as opposed to a Reversal? Does your operations staff know the answers to these questions? Join us for this webcast and let us clarify the differences between Recalls, Returns, Reversals and Rejects, as well as the rules and risk around how each exception should be handled.



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Regulation E & Friends (Part 1 of 3)

On-Demand - AAP Credits 1.2

This three-part webcast series will highlight the rules and regulations that govern the electronic payments. These regulations provide the legal framework for all financial institutions, and provide protection for consumers from erroneous entries as well as establishing specific requirements for the financial industry. Join us for this three-part series of regulatory instruction and walk away with the knowledge you need to ensure you're in compliance.



Price:     

Regulation E & Friends (Part 2 of 3)

On-Demand - AAP Credits 1.2

This three-part webcast series will highlight the rules and regulations that govern the electronic payments.  These regulations provide the legal framework for all financial institutions, and provide protection for consumers from erroneous entries as well as establishing specific requirements for the financial industry.  Join us for this three-part series of regulatory instruction and walk away with the knowledge you need to ensure you're in compliance.



Price:     

Regulation E & Friends (Part 3 of 3)

On-Demand - AAP Credits 1.2

This three-part webcast series will highlight the rules and regulations that govern the electronic payments.  These regulations provide the legal framework for all financial institutions, and provide protection for consumers from erroneous entries as well as establishing specific requirements for the financial industry.  Join us for this three-part series of regulatory instruction and walk away with the knowledge you need to ensure you're in compliance.



Price:     

Regulation GG Requirements & Compliance

On-Demand - AAP Credits 1.0

This session reviews the history and purpose behind the enactment of Regulation GG which implemented the Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006. Identify the types of transactions governed by Regulation GG and review fundamental financial institution obligations and responsibilities, including policies and procedures that will reasonably identify and block restricted gambling transactions.



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Rules Enforcement Process

On-Demand - AAP Credits 1.2

Do you keep sending NOCs without getting any results? Are you fed up and want to do something about it? We all want to play nice in the network, but sometimes we have to get NACHA involved. Appendix 10 in the NACHA Operating Rules addresses rules violations and enforcement. This webcast will define the criteria under which a rules enforcement proceeding may be initiated and how to file a report. The NACHA Arbitration Rules and Compensation requirements will also be discussed.



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Stop Payments vs. Authorization Revoked

On-Demand - AAP Credits 0.6

There is always confusion as to when we use a stop payment or authorization revoked. Are you aware of the rules related to authorization revoked? This webcast will go into detail around the differences between stop payments and revoked authorizations, and when they are to be used. We will also take a look at unauthorized returns, when to use them, what the rules say, and how they differ between consumers and our corporate customers.



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Tax Return Exception Processing

On-Demand - AAP Credits 0.6

With so many tax returns posting to consumer accounts in the next few months, you can expect an increase in exception items. Several factors need to be considered before posting a transaction that has been rejected. The safest course of action is to return the item. However, this is not necessarily the level of service many consumers have come to expect. This webcast will cover the essential issues you need to know, including the RDFIs rights and responsibilities for these exceptions.



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Understanding eCheck Requirements & Warranties

On-Demand - AAP Credits 1.0

This webcast is a comprehensive overview of the ACH rules governing check conversion. We will discuss each participant's rights, responsibilities and obligations. We will also discuss operational procedures, return options and how you can explain these items to consumers. In addition, we will discuss the ODFI/Originator requirements specific to the various check conversion options and check conversions' distinguishing characteristics from Remote Deposit Capture.



Price:     

Understanding the Green Book

On-Demand - AAP Credits 1.2

This session provides a high-level overview of the Green Book, explains its purpose, how it differs from the ACH Rules and how it affects ACH payments processing. 



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Vendor Management (Part 1)

On-Demand - AAP Credits 1.2

Face it, there are some things we just can't do alone. Whether it is managing expenses or finding the right talent, there are times when we; need to bring in vendors to support various platforms in business. This raises the question: How do I choose the right vendor to provide the solutions I need? In this series, we will; delve into the vendor management selection process, discuss the importance of scope documents, cover the Request for Proposal (RFP) process, examine vendor due-diligence and need for ongoing monitoring - all to ensure you have the tools needed as you enter the vendor selection process.



Price:     

Vendor Management (Part 2)

On-Demand - AAP Credits 1.2

Face it, there are some things we just can't do alone. Whether it is managing expenses or finding the right talent, there are times when we; need to bring in vendors to support various platforms in business. This raises the question: How do I choose the right vendor to provide the solutions I need? In this series, we will; delve into the vendor management selection process, discuss the importance of scope documents, cover the Request for Proposal (RFP) process, examine vendor due-diligence and need for ongoing monitoring - all to ensure you have the tools needed as you enter the vendor selection process.



Price: