ACH

September 2019

Formal NACHA Rules Interpretations & Policy Statements

Fri
20
2019
September 20, 2019
2:00-2:30PM

Webinar

ACH Audit (2 Part Webinar Series)

Tue
24
2019
September 24, 2019
3:00-4:00PM

Webinar

2019 Payments Rules Update

Wed
25
2019
September 25, 2019
3:00-4:00PM

Webinar

RTP Rules & Compliance

Fri
27
2019
September 27, 2019
3:00-4:00PM

Webinar

October 2019

ACH Originator (3 Part Webinar Series)

Tue
1
2019
October 1, 2019
3:00-4:00PM

Webinar

Regulation E vs. ACH Friends or Foes?

Wed
2
2019
October 2, 2019
3:00-4:00PM

Webinar

Latest NACHA Initiatives

Fri
4
2019
October 4, 2019
2:00-2:30PM

Webinar

Key Elements in an ACH Risk Management Program

Wed
9
2019
October 9, 2019
3:00-4:30PM

Webinar

ACH Origination Agreements

Wed
16
2019
October 16, 2019
3:00-4:00PM

Webinar

Regulation E for Frontline

Thu
17
2019
October 17, 2019
1:00-2:00PM

Webinar

Navigating FFIEC Guidance

Fri
18
2019
October 18, 2019
2:00-2:30PM

Webinar

Dormant Accounts & Escheatment Process

Wed
23
2019
October 23, 2019
3:00-4:00PM

Webinar

Utilizing New ACH Return Reason Codes: R10, R11 and R17

Wed
30
2019
October 30, 2019
11:30AM-1:00PM

Webinar

Beneficial Ownership

Wed
30
2019
October 30, 2019
3:00-4:00PM

Webinar

Do I Need to Audit My Originators?

Thu
31
2019
October 31, 2019
1:00-2:00PM

Webinar

November 2019

Business Email Compromise: Identification and Prevention

Fri
1
2019
November 1, 2019
2:00-2:30PM

Webinar

Payments Fraud

Wed
6
2019
November 6, 2019
3:00-4:00PM

Webinar

P2P Applications

Fri
8
2019
November 8, 2019
3:00-4:00PM

Webinar

Third-Party Audit Considerations

Fri
15
2019
November 15, 2019
2:00-2:30PM

Webinar

ISO 20022

Wed
20
2019
November 20, 2019
3:00-4:00PM

Webinar

December 2019

Faster Payments Systems Overview

Fri
6
2019
December 6, 2019
3:00-4:00PM

Webinar

ACH Policies & Procedures (2 Part Webinar Series)

Tue
10
2019
December 10, 2019
3:00-4:00PM

Webinar

Disaster Recovery Planning

Fri
13
2019
December 13, 2019
2:00-2:30PM

Webinar

September 2019

Wed
18
2019
September 18-19, 2019

Payments Summit (2 Days)

Baton Rouge, LA

October 2019

Wed
9
2019
October 9, 2019
9:00AM-1:00PM

ACH Fundamentals

Baton Rouge, LA

Thu
10
2019
October 10, 2019
8:30AM-12:30PM

ACH Fundamentals

Ridgeland, MS

Thu
10
2019
October 10, 2019
8:30AM-12:30PM

ACH Fundamentals

Biloxi, MS

Wed
16
2019
October 16, 2019
8:30AM-12:30PM

ACH Fundamentals

New Orleans, LA

Thu
17
2019
October 17, 2019
8:30AM-12:30PM

ACH Fundamentals

Memphis, TN

Wed
23
2019
October 23-24, 2019

Payments Summit (2 Days)

Memphis, TN

2018 Payments Update

On-Demand - AAP Credits 1.2

It's the beginning of a new year and the Payments industry continues to offer more excitement and challenges as we forge ahead. We got through Same Day ACH, and now it's time to focus on a new future in Payments. There's still so much to learn. New ACH Rules, Real-time Payments, Person-to-Person applications are evolving into Consumer-to-Business, and more. Attend this Webinar and let us prepare you for the coming year as we see Payments flourish with new channels, new products and, of course, new rules and regulations.



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A Look at P2P Applications

On-Demand - AAP Credits .60

Person-to-Person (P2P) payments, that allow a person to transfer funds from their account to another individuals account via a mobile device, are quickly gaining acceptance and use.



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ACH & RDC Board Reporting

On-Demand - AAP Credits 1.2

As the payments industry continues to evolve and risks become more present, regulators wanting to see proof that financial institutions understand their roles at executive levels. The best way to provide this is through documented board approvals and periodic reporting. By attending this session, you will gain a better understanding of board reporting; what to include, areas to highlight and how to justify the risks. We will also cover the basics of a board strategy document, used to inform executive management of the "why" you perform ACH Services and "why" you offer Remote Deposit Capture, whether only receiving or as an Originating institution.



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ACH Audit (2 Part Series)

On-Demand - AAP Credits 1.2 Each Session

​This series thoroughly reviews every ACH Participants audit points, providing specific information on how to properly test for compliance, and suggests "sound practices" to be incorporated into existing policies and procedures. The review of compliance with ACH audit requirements has been identified as a key priority for examiners under guidelines published by the Federal Financial Institutions Examination Council (FFIEC).​



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ACH Basics (3 Part Series)

On-Demand - AAP Credits 1.2 Each Session

This three-part series focuses on the basics of ACH including the history of the network, defining parties to ACH transactions, their roles and responsibilities, the transaction flow and settlement process. We will cover all aspects of exception item processing, including options for handling unauthorized transactions, stop payments and revoked authorizations. This is a basic overview of ACH and intended for individuals new to ACH operations, front line staff, treasury sales personnel, and those in similar roles.



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ACH Exception Item Handling

On-Demand - AAP Credits 1.2

ACH Exception Item Processing can be confusing and it is important to understand the various processes surrounding ACH Rules. Non-compliance with the rules may lead to rules violations and customer dissatisfaction. This session will cover issues such as Reclamations, Return items and NOCs. We will share tips and ideas other members have used to limit their liability and make their Operations more successful. Let us help increase your knowledge by attending this webcast.



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ACH Operating Rules (2 Part Series)

On-Demand - AAP Credits 1.8 Each Session

The ACH Operating Rules series is a two-part webcast designed to provide attendees with an in-depth look at the ACH rules, section by section. This program is targeted for those not familiar with the rule book, or those who need to have a better understanding of how to use the rule book as a reference.



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ACH Policies & Procedures (2 Part Series)

On-Demand - AAP Credits 1.2 Each Session

This two-part webinar will show how to develop your own policies and procedures documents. With rapidly evolving financial regulations, keeping current with ACH-related requirements can be a challenge. Regulators at both state and federal levels require board-approved policies to define the scope, strategy, and risk tolerance of an organization’s ACH service. Good procedures can reduce your exposure to operating risk.



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ACH Risk for Cash Management Sales

On-Demand - AAP Credits 1.2

Does your cash or product management personnel know all they need to know about the ACH services they are selling? Are they aware of upcoming rules changes affecting your corporate Originators? Do they know how to keep your customers informed of the rules affecting you as an ODFI? Attend this informative webcast and arm your cash and product management staff with the proper ACH knowledge to protect your institution from loss, while helping them understand the products and services you offer.



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ACH Risk for ODFIs

On-Demand - AAP Credits 1.2

Being an ODFI can be risky if you do not have the right tools. Financial institutions of all sizes need to manage risk to minimize potential losses. Rapid growth, new and evolving products and consumer transfer applications are prevalent ACH trends representing increased risk for ODFIs. The ACH Rules require every financial institution to perform an ACH Risk Assessment. This webcast will cover risks associated with being an ODFI, as well as steps to mitigate these risks.



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ACH Risk for RDFIs

On-Demand - AAP Credits 1.2

RDFIs of all sizes need to be aware of their ACH risk factors. The ACH Rules require every financial institution to perform a Risk Assessment related to their activities within the ACH Network. Proper processing of return items, timely posting of ACH transactions and the exceptions related to Federal Government transactions are just a few of the risks faced by RDFIs. This webcast will cover risks associated with processing transactions from the RDFI side as well as how to mitigate these risks.



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ACH Rules Enforcement Process

On-Demand - AAP Credits 1.2

Do you keep sending NOCs without getting any results? Are you fed up and want to do something about it? We all want to play nice in the network, but sometimes we have to get Nacha involved. This payments tip will define the criteria under which a rules enforcement proceeding may be initiated and how to file a report. The Nacha Arbitration Rules and Compensation requirements will also be discussed.



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ACH Security Framework

On-Demand - AAP Credits 1.2

In 2013 NACHA implemented the ACH Security Framework designed to protect the security and integrity of certain ACH data throughout its lifecycle. It establishes minimum data security obligations for ACH, all Network participants and requires each participating Depository Financial Institution, Third Party Sender, and Third Party Provider to verify they are compliant in their annual ACH Rules Audit. This session discusses sound practices to consider in helping your institution comply.



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Basics of ACH Origination

On-Demand - AAP Credits 1.2

Is your financial institution new to originating ACH transactions? Or, are you considering implementing ACH Origination in the near future? If either of these apply, this session is for you. This webinar provides an overview of the many factors you must consider when implementing ACH Origination processes within your organization. We will discuss the warranties and liabilities of becoming an ODFI and risk mitigation tools to protect your from fraud and loss.



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Bits N Bytes (2 Part Series)

On-Demand - AAP Credits 1.2 Each Session

This two-part series is designed to give you the technical understanding needed to confidently review ACH files. Covered in this class will be such topics as file layouts, field definitions and requirements, data acceptance specifications and more. This seminar is essential for anyone supporting ACH services or wanting greater ACH expertise.



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Building Successful Treasury Management Solutions

On-Demand - AAP Credits 1.2

Offering treasury management services can help meet the needs of your commercial clients, attract new business opportunities and create non-interest income for your institution. What treasury management solutions do your customers' demand? And, how can you stay abreast of changing expectations and the fast-moving payments industry to continually service your business portfolio? Learn how to build a treasury management offering that will meet the needs of your client base.



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Compliance Beyond the ACH Rules

On-Demand - AAP Credits 1.2

Complying with the ACH Rules involves more than just studying the ACH Rulebook. This session discusses the related rules and regulations for a comprehensive ACH compliance program, including handling international ACH transactions, reclamations, required disclosures, and the differences between the ACH Rules and Reg. E.



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Corporate Account Takeover

On-Demand - AAP Credits 1.0

Risks to the payments network are ever-changing. Cyber-thieves are becoming increasingly sophisticated at exploiting vulnerabilities in corporate systems in order to commit fraud. In 2010, Nacha issued a policy statement addressing the importance of ODFIs utilizing sound business practices to prevent and mitigate risk of Corporate Account Takeover within the ACH Network. Join us and let us provide you with tools to help protect you and your corporate customers against these threats.



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eCheck Applications

On-Demand - AAP Credits 1.1

This webcast is a comprehensive overview of the ACH rules governing check conversion. We will discuss each participant's rights, responsibilities and obligations. We will also discuss operational procedures, return options and how you can explain these items to consumers. In addition, we will discuss the ODFI/Originator requirements specific to the various check conversion options and check conversions' distinguishing characteristics from Remote Deposit Capture.



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Essentials of ACH

On-Demand - AAP Credits 1.2

This webcast focuses on the essentials of ACH, including a brief history of the Network and defining the parties of ACH transactions.  We will also discuss the transaction flow and settlement process. In addition, we will cover many aspects of exception item processing, including stop payments vs. authorization revoked and unauthorized debits. This is a basic overview of ACH and is intended for individuals new to ACH operations, front line staff and individuals wanting to learn more about ACH.



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Essentials of Regulation E

On-Demand - AAP Credits 1.2

Federal Regulation E sets forth the requirements of the Electronic Funds Transfer Act (EFTA). This webcast will discuss the impact of the regulation for the financial industry as it relates to consumer rights. We will cover your financial institution's obligation to investigate consumer disputes and other topics to help you comply with Federal Regulation E.



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Faster Payments Risk

On-Demand - AAP Credits 1.2

Although they move us forward when it comes to speed, Faster Payments can also mean faster fraud. As you determine your strategy, you must also address risk management aspects in your Risk Assessment. This session will discuss some of the various risks associated with Faster Payments.



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Faster Payments Strategy and Use Cases

On-Demand - AAP Credits 1.2

Faster Payments are no longer in the future; they are here.



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Federal Government Payments

On-Demand - AAP Credits 1.0

This session discusses the processing of Federal Government ACH payments. Understanding the fundamental differences of Federal Government Payments will impact a financial institution’s ACH operations and assist in preventing unnecessary losses. This session will cover important topics such as automated enrollment (ENR), paper and paperless enrollments, notifications of change (NOC), death notification entries (DNE), return items and most importantly, reclamations.

 



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Federal Government Reclamations

On-Demand - AAP Credits 1.0

This webinar will discuss the processing of Federal Government ACH payments. Understanding the fundamental differences of Federal Government Payments will impact a financial institution's ACH operations and assist in preventing unnecessary losses. This webinar will cover important topics such as automated enrollment (ENR), paper and paperless enrollments, notifications of change (NOC), death notification entries (DNE), return items and most importantly, reclamations.



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FIS Faster Payments Success Guide

Complimentary Webinar hosted by FIS - Recording Available until November 30, 2018

The FIS Faster Payments Success Guide is our answer to industry partners who are evaluating the acceleration of payment communication, settlement, processing and reconcilement. These partners will be pleased to learn how this initiative impacts, and determines which use cases best align with, their unique strategies.

Listen to this complimentary webinar recording to learn more about these faster payments - examine how various solutions can equip you with the infrastructure and support to confidently enter into the faster payments ecosystem.

Click Here to Get the Recording

Please note: SFE is not the host of this webinar. All questions regarding content and recording access should be sent to James Whittaker at FIS.



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Healthcare Payments

On-Demand - AAP Credits 1.0

The Department of Health and Human Services issued the interim final rule on Healthcare EFT & ERA Operating Rules. Be aware of this recent legislation impacting the healthcare industry. Hear how to best prepare your staff to provide answers to customers. Learn how to leverage the emerging client market. Take advantage of this educational event as knowledge experts review the impact of the Healthcare EFT & ERA Operating Rules.



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International Payments & IAT

On-Demand - AAP Credits 1.8

This 90-minute session will provide an introduction to International Payments with special emphasis on the ACH standard entry class code IAT (International ACH Transaction), which went into effect on September 18, 2010. IAT is the single biggest Rules change in the history of Nacha. Participants in this class will get a high level overview of IAT with discussion about how it has impacted every financial institution in the United States.



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Key Elements in an ACH Risk Management Program

On-Demand - AAP Credits 1.2

Speakers in this session examine components of an ODFI risk assessment while highlighting some less-than-obvious considerations. Have you really thought of everything from the ODFI perspective? Have you considered every area-from systems to vendors, compliance to legal, and operations to credit? Reviewed third-party processors and senders? This session enables you to answer such questions as: Did I consider that in our risk assessment? Should I revisit our existing assessment? Am I really prepared to share this with our audit group? What about the regulators?



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Marketing ACH Products To Business Clients

On-Demand - AAP Credits 1.2

ACH Origination is a key tool for business. Payroll, vendor payments and collections are just a few of the benefits of using this low-cost network. As a financial institution, how are you marketing this to your clients? This session is designed to give Sales staff the knowledge and tools to sell ACH services, in a way that keeps both sides educated and helps further build the relationships between financial institutions and your business clients.



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Meet Regulation E & Regulation Z

On-Demand - AAP Credits 1.2

Credit and Debit cards are both vital to the payments industry and although they provide the same level of convenience to cardholders they are governed by different regulations. The objective of this program is to look at each of these regulations and the unique requirements that they have for disclosures, protecting consumers and error resolution.



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NACHA Adjustment Entries vs. Regulation E

On-Demand

Both NACHA Rules and Regulation E detail procedures for resolving situations involving “unauthorized” consumer transactions, but the procedures, time frames, and financial institution obligations are significantly different. This session explains the key differences and suggests operational procedures and best practices.



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Nacha Return Rules - Risk Enforcement and Quality

On-Demand - AAP Credits 1.2

Nacha recently passed two Rules amendments. The first lowers existing return rate thresholds, establishes return rate levels for "administrative returns" and an overall return rate level. The second creates an Unauthorized Entry Fee which establishes fees paid by the ODFI to the RDFI. These rules will impact every participant in the ACH network. Join us for this special webinar to discuss the impact to your organization and help ensure your complicate with these rule changes.



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OCC FinTech Charter

On-Demand - AAP Credits 1.2

The Office of the Comptroller of the Currency (OCC) announced on December 2, 2016 that it will be making a special purpose national bank charter available to fintech companies providing banking products and services.



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Payment Systems Rules & Regulations: ACH

On-Demand - AAP Credits 1.0

This session provides a basic high-level overview of 13 Rules and Regulations that govern the ACH Network to help reduce operational risk and financial loss resulting from noncompliance. Ideal for anyone new to the ACH Network or those preparing for the AAP Exam, attendees will identify the Network's governing Rules and Regulations, determine how they impact ACH transactions and be able to apply them to real-life situations.



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Payments Fraud

On-Demand - AAP Credits 1.2

Financial thieves are business people, just like us. Their job is to learn the cracks in our systems. Our job is to fill those cracks. Gain the tools needed to develop effective anti-fraud policies and procedures, mitigate risk and protect your financial institution. Learn the latest scams affecting the payments industry and sound practices to protect your organization against schemes such as phishing, spoofing, identity theft and other types of fraud.



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Mitigating Risk Through Your ACH Origination Agreements

On-Demand - AAP Credits 1.2

Electronic payments continue to thrive, and as a result, more legal issues have arisen. We are all working on better ways to manage risk but how are we communicating that to our origination customers? If you do not put your expectations in writing, they will not hold up in a court of law. You must take the necessary steps to cover yourself from liability. This session helps you understand what must be in your agreements and helps you apply sound practices with your customers.



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RDFI Returns

On-Demand - AAP Credits 1.0

This session evaluates RDFI processing options particularly related to non-post ACH entries. Evaluate RDFI rights as defined by the ACH Rules for handling non-post ACH entries, determine how to appropriately respond to ACH exceptions in a timely manner to limit liability, and potential for loss and define the proper use of 2-day ACH return reason codes.



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Real-time Payments Operations & Implementation

On-Demand - AAP Credits 1.2

Real-Time Payments (RTP) is the first completely new payment channel in nearly 40 years. Created by the Clearing House and available 24/7, it promises to provide new opportunities to every participating financial institution. But understanding how the network works, and how it fits within your faster payments strategy is vital before you take the necessary steps to participate. This session introduces attendees to the fundamentals of RTP so your financial institution can make the right decision about your participation and the next-steps to implementation.



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Real-time Payments Rules & Compliance

On-Demand - AAP Credits 1.2

As a brand-new payments channel, Real-Time Payments (RTP), created by The Clearing House, will soon be available to every financial institution in the U.S. As with all other payment systems, participation means you must agree to comply with a new set of network rules. This session will give you a basic overview of some of the key rules for this new network to assist you in your discussion as you develop you faster payments strategy.



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Recalls, Reversals & Rejects

On-Demand - AAP Credits 1.0

ACH Exception Item Processing can be confusing and it is important to understand the various processes and surrounding ACH Rules. Non-compliance with the rules may lead to rules violations and customer dissatisfaction. This session will cover issues such as Reclamations, Return items and NOCs. We will share tips and ideas other members have used to limit their liability and make their Operations more successful.



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Regulation E & Friends (3 Part Series)

On-Demand - AAP Credits 1.2 Each Session

Welcome to Regulation E and Friends! This three-week webinar series will highlight the rules and regulations that govern the electronic payments. These regulations provide the legal framework for all financial institutions, and provide protection for consumers from erroneous entries as well as establishing specific requirements for the financial industry. Join us for this three-part series of regulatory instruction and walk away with the knowledge you need to ensure you're in compliance.



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Regulation E Investigations for Debit Cards

On-Demand - AAP Credits 1.2

The error resolution process for debit card transactions has very specific timeframes and requirements for communicating information to consumers throughout the investigative process. Card issuers must ensure that they are correctly interpreting Regulation E and are in compliance with all of the requirements for processing error disputes resulting from debit card transactions. This session is intended for those that work directly with cards or work in an audit or compliance role.



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Regulation GG Requirements & Compliance

On-Demand - AAP Credits 1.0

This session reviews the history and purpose behind the enactment of Regulation GG which implemented the Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006. Identify the types of transactions governed by Regulation GG and review fundamental financial institution obligations and responsibilities, including policies and procedures that will reasonably identify and block restricted gambling transactions.



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Rules Enforcement Process

On-Demand - AAP Credits 1.2

Do you keep sending NOCs without getting any results? Are you fed up and want to do something about it? We all want to play nice in the network, but sometimes we have to get NACHA involved. Appendix 10 in the NACHA Operating Rules addresses rules violations and enforcement. This webcast will define the criteria under which a rules enforcement proceeding may be initiated and how to file a report. The NACHA Arbitration Rules and Compensation requirements will also be discussed.



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Same Day ACH

On-Demand - AAP Credits 1.2

The recently passed Same Day ACH rule poses significant impact to financial institutions, Originators and account holders by providing capability for same-day settlement of ACH payments. Join us for an in-depth review of the forthcoming Same Day ACH Rules, including implementation guidance, staff and client education, potential agreement modifications, and operational obligations.



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Stop Payments vs. Authorization Revoked

On-Demand - AAP Credits 1.0

There is always confusion as to when we use a stop payment or authorization revoked. Are you aware of the rules related to authorization revoked? This webcast will go into detail around the differences between stop payments and revoked authorizations, and when they are to be used. We will also take a look at unauthorized returns, when to use them, what the rules say, and how they differ between consumers and our corporate customers.



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Tax Return Exception Processing

On-Demand - AAP Credits 1.0

With so many tax returns posting to consumer accounts in the next few months, you can expect an increase in exception items. Several factors need to be considered before posting a transaction that has been rejected. The safest course of action is to return the item. However, this is not necessarily the level of service many consumers have come to expect. This webcast will cover the essential issues you need to know, including the RDFIs rights and responsibilities for these exceptions.



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Third-Party Risk

On-Demand - AAP Credits 1.2

Third-Party Processors, Third-Party Senders, and Direct Access each represent a different relationship that may exist between a financial institution and different organizations.  All of these relationships create its own unique risk.  This webcast will help you identify which role your organization and any of the third parties you do business with fall into, and provide you with ways to mitigate your risk.



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Third-Party Sender Identification and Registration

On-Demand - AAP Credits 1.2

Effective September 2017, a new ACH Rule will be implemented, requiring financial institutions to register Third-Party Sender clients with Nacha. Registering these types of processors is the easy part. The challenge is knowing whether or not you're processing entries for this type of business. Many Third-Party Senders are out there, originating items through multiple financial institutions without the organization truly understanding the business. This requires review of origination files and training with your sales force. This webinar will; help you to better understand the role of Third-Party Senders, provide you with requirements of the new TPS Registration Rule, assist you recognizing Third-Party Senders within your organization and provide data to look for within your origination files, so you know if you have them.



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Understanding the Green Book

On-Demand - AAP Credits 1.2

This session provides a high-level overview of the Green Book, explains its purpose, how it differs from the ACH Rules and how it affects ACH payments processing. 



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Understanding Tokenization

On-Demand - AAP Credits 1.0

Tokenization has become the latest buzz-word in the payments industry, and for good reason. Payment companies and merchants alike are working to incorporate tokenization to secure payment data and stem liability from data breaches. Join us as Tim Sloane of Mercator Advisory Group will provide a fundamental lesson in tokenization; how it works, who's using this technology, involvement from Nacha and what's on the road ahead.



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